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Net 30, Net Never: How Remote Voice Actors Make Sure They Actually Get Paid

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The read is booked, the files are delivered, the client says they love it. Then nothing. Remote voice work means getting paid by people you’ve never met, often in another country, and the payment date is part of the job just like the script. Here’s what working voices, the National Association of Voice Actors and the governments of New York, the UK and the EU say about setting terms, chasing an invoice and spotting the payment that’s too good to be true.

Most clients pay, and plenty pay fast. But nearly everyone who works online has a story about the invoice that drifted from thirty days to sixty. The fix starts before you press record.

Agree the money before the first take

The red-flag list on voice actor Morgan Berry’s website, which credits voice actor Kira Buckland and NAVA, keeps the first rule short: “Ask for a contract before any work is to be delivered.” For a small direct job that doesn’t have to mean a lawyer’s document. An email both sides reply to can do the work. On the Such A Voice coaching blog, Skye Moffett’s advice is to “always agree to amount, timeline, and any details (that should also be covered in the contract) via email”.

Those details are the fee, what it covers (usage, length of the licence, how many rounds of pickups), the delivery date, how you’ll be paid and when. That last one is where the “net” number comes in.

Graphic of three rubber stamp impressions on a brown kraft envelope: NET 30 in blue, for when no date is agreed and payment is due in 30 days in New York City and the UK; NET 60 in violet, the EU business norm and the UK's usual cap; NET 90 in red, with the quote nonunion jobs can and do pay up to net-90. Sources: NYC Department of Consumer and Worker Protection, GOV.UK, European Commission, themorganberry.com

Narrator Bob Souer explained the most common version on his blog years ago, and it hasn’t changed: “Net 30 means that payment is due in full by 30 days after the date of the invoice.” He dates his invoices from the session, “which is normally the date of the recording session,” so the clock starts when the work does, not when someone in accounts gets round to opening an email.

Thirty days isn’t universal. The Morgan Berry list warns newer actors to “note that nonunion jobs can and do pay up to net-90”, which is three months of waiting for one script. If a client’s standard terms are that long, you’ll want to know before you say yes, not after.

Deposit or no deposit?

Here working voices genuinely disagree, and both sides have a point.

Never ask up front

Bob Souer, narrator

“Not once in that time have I ever asked for any money up front,” Souer wrote. “I too would advise against asking for any payment upfront.” He asks for net 30, or for “a reasonable estimate of when payment can be expected.”

Take a deposit

Skye Moffett, Such A Voice

A deposit “gives your client the option of breaking up their payment, but ensures you at least have some form of payment,” Moffett writes. She also suggests sending money requests “once the project is finished” to avoid late payments altogether.

A sensible middle road for remote work: no deposit for a short read with an agency or production house you know, a deposit for a big job with a direct client you don’t, like a long e-learning course or an audiobook. A client who goes quiet at the word “deposit” has told you something useful.

The law already has a payment date, even if you didn’t set one

Several governments have stepped in for freelancers, and if you work for clients in these places, the rules are worth knowing even when your terms are vague. Working from somewhere else? Your own country’s small business or fair trading agency is the place to check. Union work is a different world, with its own payment rules in the contract.

New York City. The city’s Freelance Isn’t Free Act says “All contracts worth $800 or more must be in writing,” and that includes all agreements with the same client “that total $800 in any 120-day period.” The contract has to “spell out the work you will perform; the pay for the work; and the date you get paid.” No date? “The hiring party must pay you within 30 days after you complete the work.” Clients can’t punish you for using the law, and if they don’t pay, the city’s Department of Consumer and Worker Protection says “you have a right to collect double the amount you weren’t paid.”

New York State. The same idea went statewide on August 28, 2024, when the Freelance Isn’t Free Act was added to the state’s General Business Law. The state Department of Labor publishes a model contract that meets the law’s requirements, and complaints go to the state Attorney General.

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The European Union. The EU’s Late Payment Directive sets a default too. In the European Commission’s own words, “Businesses have to pay their invoices within 60 days,” unless a longer term is “expressly agreed in the contract” and “not grossly unfair to the creditor.” Late payers owe interest of at least 8 percentage points over the central bank’s reference rate and “€40 minimum as compensation for recovery costs,” per invoice. Some countries go further: the Commission lists Spain at 60 days maximum, and France at “60 days or 45 days end of month.”

The United Kingdom. If no date is agreed, gov.uk says “the payment is late 30 days after” the client gets the invoice or the work is delivered, whichever is later. Agreed terms between businesses usually can’t go past 60 days unless that’s fair to both sides. After that, gov.uk explains, you can charge “statutory interest,” which “is 8% plus the Bank of England base rate for business to business transactions,” plus a fixed sum per invoice: £40 on debts up to £999.99, £70 up to £9,999.99 and £100 above that.

Screenshot of the GOV.UK page Interest on late commercial payments, which says the statutory interest you can charge another business for paying late is 8% plus the Bank of England base rate. Image: GOV.UK

Chasing an invoice without burning the client

Most late payments are a busy inbox, not a villain. Start friendly. Moffett suggests you “Send a friendly but firm reminder that their bill is coming up (or was already due)”, and she builds a late fee into her terms from the start: “Beyond 31 days, and every 2 weeks after that, additional percentage or flat fee should apply.”

A simple rhythm works: a short note a few days before the due date, another on the day, and a week later a polite message with the invoice number, amount and original date, asking who handles payments. If the client is in New York, the UK or the EU, it’s fair to mention, calmly, what the local rules say. Formal claims come after that, and by then a word with a lawyer or your local freelancer support service is worth it.

Keep every email. A written trail of what was agreed, when the files went out and when you followed up is what turns “I think they owe me” into a claim anyone will take seriously. Berry’s list adds one more reason to keep paperwork tidy: “Use invoices when necessary to help guard against chargeback scams.”

When a client wants to pay you too much

Then there’s the opposite problem: a client who can’t wait to pay you, and pays too much. NAVA calls it red flag number one.

Screenshot of the National Association of Voice Actors page Protect Yourself from Voiceover Scams, written by Doug Turkel, with a Red Flags poster whose first item is Overpayment: the client sends you more than you expected and asks you to send the overpayment to someone else. Image: National Association of Voice Actors

Image: National Association of Voice Actors, navavoices.org, October 30, 2026

The shape never changes. A “client” with a generous budget and a vague brief sends a cheque or a transfer for more than the fee, then asks you to pass the extra on, to a studio engineer, a translator, an “agent.” In a guide for NAVA, voice actor Doug Turkel explains why the rush matters: “They need for you to send them their profit before your bank flags the check as fake.” The money is usually asked for “via wire transfer or money order, and sometimes by store gift card.”

Graphic of an example overpayment scam: a cheque for $2,850.00 made out to Your Name Voiceover for a 60 second explainer, the amount circled in red with the note the fee was $350, a yellow sticky note asking to send the extra $2,500 to our studio engineer today, and a red RETURNED UNPAID stamp. Sources: Federal Trade Commission, National Association of Voice Actors

The US Federal Trade Commission warns that seeing the funds land proves nothing. “Even if you see the funds in your account, that doesn’t mean it’s a good check,” it says, and “It can take weeks for a bank to figure out that the check is a fake.” By then, the FTC explains, “the scammer has any money you sent, and you’re stuck paying the money back to the bank.”

Other giveaways from Turkel’s list: a famous company emailing from a Gmail or Outlook address, a sudden move to Signal, Telegram or WhatsApp, and a “client” who wants to talk about payment far more than the script. Turkel notes that “the scammers are only interested in talking about the payment.” The Berry list puts the payment-method test plainly: “If the client is requiring you to use a payment method that involves YOU paying money, it is definitely a scam.”

The rule that beats all of it fits on a sticky note, and Turkel writes it in capitals: “Never, NEVER send money to a client or for a client.” If you’re overpaid by mistake on a real job, the safe move is to let the money clear completely, check with your bank, and refund through the same channel it came in, never to a third party.

Voice work online has never been easier to find. Getting paid for it is the same old skill it always was: terms agreed in writing before you record, an invoice the day you deliver, good records and a polite, persistent inbox.

Sources: NYC Department of Consumer and Worker Protection, “Freelance Isn’t Free Act”; New York State Department of Labor, “Freelance Isn’t Free Act”; GOV.UK, “Late commercial payments: charging interest and debt recovery”; European Commission, “Late Payment Directive 2011/7/EU: FAQs”; Federal Trade Commission, “How To Spot, Avoid, and Report Fake Check Scams”; Doug Turkel, “Protect Yourself from Voiceover Scams,” National Association of Voice Actors; “VO Job Scams Red Flags,” themorganberry.com (crediting Kira Buckland and NAVA); Bob Souer, “Getting paid,” bobsouer.com; Skye Moffett, “How to Collect Voice-Over Payments From Clients,” Such A Voice (July 2018). Screenshots: GOV.UK and navavoices.org, October 30, 2026. This is general information, not legal or financial advice.

Lee este artículo en español: Neto 30, neto nunca: cómo los locutores que trabajan a distancia se aseguran de cobrar

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